网络整理
2023-03-15
482次
Remarks by President Biden on Maintaining a Resilient Banking System and Protecting Historic Economic Recovery
Roosevelt Room
March 13, 2023
Good morning, everyone. Before I leave for California, I want to briefly speak about what’s happening to Silicon Valley Bank and Signature Bank.
Today, thanks to the quick action of my administration over the past few days, Americans can have confidence that the banking system is safe. Your deposits will be there when you need them.
Small businesses across the country that had deposit accounts at these banks can breathe easier knowing they’ll be able to pay their workers and pay their bills. And their hardworking employees can breathe easier as well.
Last week, when we learned of the problems of the banks and the impact they could have on jobs, some small businesses, and the banking system overall, I instructed my team to act quickly to protect these interests. They have done that. They have done that.
On Friday, the government regulator in charge, the FDIC, took control of Silicon Valley Bank’s assets. And over the weekend, it took control of Signature Bank’s assets.
Treasury Secretary Yellen and a team of banking regulators have taken action – immediate action. And here are the highlights:
First, all customers who had deposits in these banks can rest assured – I want to – rest assured they’ll be protected and they’ll have access to their money as of today. That includes small businesses across the country that banked there and need to make payroll, pay their bills, and stay open for business.
No losses will be – and I want – this is an important point – no losses will be borne by the taxpayers. Let me repeat that: No losses will be borne by the taxpayers. Instead, the money will come from the fees that banks pay into the Deposit Insurance Fund.
Because of the actions of that – because of the actions that our regulators have already taken, every American should feel confident that their deposits will be there if and when they need them.
Second, the management of these banks will be fired. If the bank is taken over by FDIC, the people running the bank should not work there anymore.
Third, investors in the banks will not be protected. They knowingly took a risk and when the risk didn’t pay off, investors lose their money. That’s how capitalism works.
And fourth, there are important questions of how these banks got into these circumstances in the first place. We must get the full accounting of what happened and why those responsible can be held accountable. In my administration, no one, in my view – no one is above the law.
And finally, we must reduce the risks of this happening again. During the Obama-Biden administration, we put in place tough requirements on banks like Silicon Valley Bank and Signature Bank, including the Dodd-Frank Law, to make sure the crisis we saw in 2008 would not happen again.
Unfortunately, the last administration rolled back some of these requirements. I’m going to ask Congress and the banking regulators to strengthen the rules for banks to make it less likely that this kind of bank failure will happen again and to protect American jobs and small businesses.
Look, the bottom line is this: Americans can rest assured that our banking system is safe. Your deposits are safe.
Let me also assure you: We will not stop at this. We’ll do whatever is needed on top of all this.
Let’s also take a look – a moment to put the situation in a broader context. We have made strong economic progress in the past two years. We’ve created more than 12 million new jobs – more jobs in two years than any President has ever created in a single four-year term. Unemployment is below 4 percent for 14 straight months. Take-home pay for workers is going up, especially for lower- and middle-income workers. And we’ve seen record numbers of people apply to start new businesses – more than 10 million of them – more than 10 million applications over the last two years starting businesses.
Now we need to keep the program – this progress going. That’s what swift action that my administration, over the past few years, is all about: protecting depositors, protecting the banking system, protecting the economic gains we have made together for the American people.
Thank you. God bless you. And may God protect our troops. See you in California.
2025年第九届亚洲冬季运动会将在黑龙江省哈尔滨市举办。在亚冬会倒计时100天前夕,我们非常高兴邀请到亚冬会组委会副主席、中国奥委会副主席周进强先生,亚冬会组委会副主席、黑龙江省人民政府副省长韩圣健先生,亚冬会组委会副主席兼秘书长、哈尔滨市人民政府市长王合生先生,亚冬会组委会副秘书长、哈尔滨市人民政府副市长张海华女士,请他们为大家介绍哈尔滨亚冬会筹办情况。
国新办&CGTN 2025-01-06 14:49:40
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Greetings to everybody! Time flies fast, and the new year will be with us shortly. I extend my best wishes to you all from Beijing.
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国务院新闻办公室于2024年12月26日(星期四)下午3时举行新闻发布会,请国务院第五次全国经济普查领导小组副组长、国家统计局局长康义,国务院第五次全国经济普查领导小组办公室主任、国家统计局副局长蔺涛,国家统计局普查中心主任何平,国家统计局国民经济综合统计司负责人王冠华介绍第五次全国经济普查结果有关情况,并答记者问。
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大家下午好!很高兴参加第十五轮中美工商领袖和前高官对话。在中美建交45周年、美国大选落下帷幕之际,举办此次对话恰逢其时。在座各位朋友都是中美关系的积极参与者、贡献者,也是重要利益攸关方。感谢你们长期以来为中美关系发展所做积极贡献。
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